SmartLoanPay has an “Accelerating Equity Program” that dealerships can offer their Customers while they are in the Business Office. This program can help customers pay less dreaded interest and reduce the time it takes to pay off a loan, through an Automatic Withdrawal Program. This service can save consumers money and it helps Customers have LESS Negative Equity! SmartLoanPay does everything; Customers Don’t have to deal with Stamps, Envelopes, Mailing in Payments Month after Month, and they won’t have to Worry about Late Payments, Late Fees, and the Effects they have on their credit. SmartLoanPay keeps their payments On Time, Every Time! It’s so simple! Half of their Monthly Payment is withdrawn from their account every two weeks, instead of once a month, on a day THEY Choose. They will never want the hassle of making monthly payments again!